LATE START EARNER

How well did I track against my goals this month? I plan to write a post at the end of each month that tracks my health and progress towards goals. These cover the following main categories: FI (Financial Independence) Contributions Monthly Discretionary Spending Budget Monthly Flows Breakdown Self-Care 1. FI Contributions I've set out some annual goals this year regarding how much I would like to have contributed towards financial independence ("FI"). When I track my FI goal

I recently read my first David Bach book, The Automatic Millionaire, borrowed from my local library on my 2015 Paperwhite Kindle. It was short and sweet, had a down-to-earth inspirational story interwoven throughout that truly makes virtually anyone, no matter their salary level, feel like they could retire a millionaire, and clearly stated advice on how to get there. I probably read about 80% of the book, and skimmed through some parts that didn't apply to my current situati

Image Source: Webmd The pandemic has been a long and drawn-out period of loss, devastation, and stress for many: millions infected, nearly half a million dead, and thousands of individuals and entire businesses out of work. Nearly 1 in 5 restaurants have permanently shut down due to the pandemic. Add to that the stress of childcare and losing other critical services that parents rely on to juggle work, family, and personal life, the pandemic has radically changed the busines