LATE START EARNER

Wow, I can hardly believe it! I opened up my Mint app yesterday and saw that, with the increase in markets last week and additional retirement contributions, my investments (retirement accounts + taxable brokerage accounts) surpassed $300K! I started the year off with $235K in investments, and have had a YTD earnings of 10%+ across my accounts. Really excited to see how the year ends. According to my investment milestones, $300K is enough to cover all of my "small" fixed expe

I noticed that the market was at an all-time high today, and decided this could be a good time as any to sell and lock in profits. At the same time, I know from reading the sound investing advice of Bogleheads that one should not try and time the market, because ”time in the market beats timing the market,” and that we have experienced some substantial volatility in the stock markets recently even while it continues to climb up and to the right. I still plan to continue inves

How well did I track against my goals this month? I plan to write a post at the end of each month that tracks my health and progress towards goals. These cover the following main categories: FI (Financial Independence) Contributions Monthly Discretionary Spending Budget Monthly Flows Breakdown Self-Care Check out my annual goals for 2021 and a detailed overview of how I think about my monthly tracking in my January 2021 Monthly Snapshot. Alright, let's dig in! 1. FI Contribut